Student loan tips from across the ditch

A transcript of the Student loan tips from across the ditch video.


Visual:

The title of the video Student loan tips from across the ditch appears against a teal background.

Audio:

Sounds of water and birds.


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Medium shot of a dark-haired woman in front of an expanse of water with a cityscape in the background.

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It was definitely out of sight, out of mind paying off my student loan. I went travelling, didn’t think about it, it popped in my head a few times – but I was like I’ll worry about it when I get home.


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Close up of a red-haired young woman, the Sydney Harbour Bridge over water in the background.

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When I first left New Zealand and took the repayment holiday, I didn’t know about the free online transfer payments.


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Close up of a man, Sydney Harbour Bridge in the background.

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Being able to go on the myIR site and they’ve got the current balance of your loan, and how many repayments you’ve made – and see how far I’ve got left to go.


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Close up of a blonde woman, Sydney Opera House in the background.

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Definitely get a myIR account, because that way you can keep your details up to date and keep informed about how much you owe.


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Close up of the dark-haired woman, water and cityscape in the background.

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It was really good dealing with Inland Revenue when I called them. They were really friendly, so helpful. They didn’t make me feel guilty for not paying any of my student loans.


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Close up of the red-haired young woman, water and Sydney Harbour Bridge in the background.

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I find it really useful that they’re able to contact me and I’m able to contact them so easily, because when I have a problem, especially when it’s about money, it can be quite stressful. And, I’ve found that every time I’ve had an issue they’ve been able to deal with it really smoothly.


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Medium shot of the blonde woman, water and Sydney Opera House in the background.

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My advice in hindsight, would definitely be to pay off your student loan if you can in regular instalments. Just a little bit monthly really helps towards those end of year compulsory repayments.


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Close up of the dark-haired woman, water and cityscape in the background.

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When I’ve paid off my student loan, I’m going to start saving for a house or another big trip. It’s going to feel really good.


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Medium shot of the man, water and Sydney Harbour Bridge in the background.

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Might go on a few extra surf trips, go up to Indonesia, enjoy myself a bit more you know.


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Close up of the blonde woman, water and Sydney Opera House in the background.

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I think there’ll definitely be a celebration once I pay off my student loan. And then I’ll look forward to seeing that money go into my savings.


Visual:

The words 'See how you can pay off your student loan sooner'. Visit ird.govt.nz/myloan above the Inland Revenue logo against a teal background.

Audio:

Sound of water.