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KiwiSaver is open to all New Zealand residents and people entitled to live here permanently, aged up to 65, who are living (or normally living) in New Zealand.
The Government pays an annual member tax credit.
Each pay day you deduct 3%, 4% or 8% of a member's before-tax pay and pass it on to Inland Revenue. We then transfer each member's contribution to their scheme provider for investment in their savings scheme. From 1 April 2008, members will also benefit from a contribution from you as their employer towards their savings.