Make a payment

How to make a student loan repayment from overseas


The video starts with Inland Revenue’s logo. Then Cristina appears in front of the London skyline. A bubble reading “More than 6 months” is above Cristina’s head.

A table drops down, showing the range of possible loan balances and the annual repayments you need to make. The loan balance “Over $45,000 and up to “60,000” is highlighted and so is the annual repayment amount of $4,000. Two bubbles pop up in turn: “$2,000 by 30 Sep” and “$2,000 by 31 Mar”.


"If you’re overseas for more than six months, the amount you need to repay every year will generally depend on your student loan balance."

"For example, Cristina owes $50,000 on her student loan. Based on her loan, Cristina’s annual repayment is $4,000. She must repay $2,000 to Inland Revenue by 30 September and $2,000 by 31 March."


Cristina remains onscreen, and a tab drops down showing a graduation cap and the word “Loan”. A bubble labelled “Interest” joins the Loan which expands indicating the interest has been added to the loan balance. A dollar sign drops down and shrinks the Loan.

Next, a calendar appears showing fortnights. Dollar signs flow from the calendar, shrinking the loan. A computer screen showing Inland Revenue’s website covers the screen and the “Make a payment” toolbar is highlighted.


"As an overseas-based borrower you’ll have interest added to your loan balance. By making extra repayments, you can save a lot of money."

"Cristina prefers making fortnightly repayments. She’s set up recurring fortnightly repayments with a fee-free money transfer company available on our website. Now she has peace of mind, knowing everything’s taken care of."


The images changes, and “myIR” comes on the computer screen. Underneath, each activity is listed in turn, following the voice exactly. The activities disappear and “REGISTER” pops up. We see the graduation cap, which receives a tick. Then an image of a cellphone appears, together with Inland Revenue’s contact phone numbers for Australia and the UK.

"The video ends with Inland Revenue's logo and a student loan web address, and a footer reading "New Zealand Government".


"It’s easy to manage your student loan with our myIR service. You can check your balance and repayment dates, update your contact details, set up a nominated person, and receive your statements at any time. Go to our web site and register now."

"Most borrowers are up to date with their payments. But if you fall behind, don’t worry. Call us – it’s toll-free from Australia and the UK! Our friendly team is standing by, ready to help."

"Take control of your student loan today and you’ll be celebrating in no time."