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Student loans - making repayments (IR224)

Find out when you need to start making repayments on your student loan, how to make repayments, and the benefit of paying your loan back faster.

Use this guide if you're a New Zealand-based borrower.

If you're overseas, some of the details for repayment may differ. Go to our student loan section or read our factsheet Student loans -going overseas (IR223) to find out what you need to do as an overseas borrower.